Let hindsight paint a clearer picture.
Financial calculators are the go-to of the financial industry to help explain to clients and potential clients how much money they will have in retirement. Unfortunately, they are based on a large set of assumptions that is either historically in-plausible or purposefully incomplete. Hindsight focuses on the areas that these calculators never touch including:
- Unproductive tax rates in retirement
- The removal of stock market volatility from the retirement equation
- The elimination of annual fees that erode your wealth