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If you are not saving at least 15% of your income for the majority of your working years,it is very unlikely your savings will replace… Read More »10 Things I Wish I knew Before Retirement

If you have $100,000 investment and you lose 50%, What percentage do you need to gain to make up for the loss? The Mathematical Catch-Up… Read More »The Math of Loss

Let hindsight paint a clearer picture. Financial calculators are the go-to of the financial industry to help explain to clients and potential clients how much… Read More »Why you can’t trust a calculator with your money

In our video on Hindsight Insight #4, we talked about partnerships and what makes a good business partner. Conversely, today I want to expand a… Read More »Uncle Sam is a Bad Business Partner

The Tax Cuts and Jobs Act of 2017 is rich with new provisions that will allow us as taxpayers to keep more of our hard… Read More »Understanding and Utilizing the 199A Deduction

In the video on Hindsight Insight #5, we talked about how the financial system takes advantage of retirees. Let’s expand on this insight even more… Read More »Special Considerations for Retirement

Hindsight has shown us that where your money is, is more important than what it can earn. Traditional financial strategies for accumulating wealth encounter significant… Read More »Why Hindsight is better than a financial advisor